About 28 Solutions

28 Solutions was built on real trucking operations experience — not just insurance.

A clear understanding of how insurance actually works in this industry.

Most contractors don’t have an insurance problem, they have a coverage clarity problem. They’re either overpaying, underprotected, or don’t fully understand what they have until something goes wrong.

We help independent contractors and fleet owners make sure their policies are set up correctly, their risks are covered, and their coverage actually holds up when it matters.

We also understand how your numbers tie into your risk. From settlement structures to operating costs, we make sure your coverage aligns with how your business actually runs — not just what’s on paper.

Because insurance shouldn’t just get you on the road, it should protect your business when something goes wrong.

This isn’t guesswork — it’s coverage built around how your business actually runs.